Electric bills depend on a lot of factors. Cost of power, how much you use, weather, etc.
My electric bill is low in the winter, often less than $60/month but significantly higher in the summer (AC isn’t cheap)
As for the payoff on a solar system, you must do the math.
CW, if you can get an AC/Heat pump right now, (one of the many shortages) then that may be a better return on your dollar.
I wouldn’t give up on solar completely, but I would recommend doing it on YOUR terms and not theirs. Educate yourself, run the numbers and you may find some middle ground where it makes economic sense.